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Getting Started With Medicare

Most people start looking into Medicare right before their 65th birthday, the year they will be eligible for benefits. This process can seem confusing if you’ve never had to apply for a federal benefits program before. At FHCP Medicare, our knowledgeable staff can explain how the Medicare application process works in clear, easy-to-understand terms.

Who Can Apply for Medicare?

Most people who are 65 or older and are permanent U.S. residents can apply for Medicare. You should already be enrolled in Medicare Part A and Part B if you receive Social Security disability benefits for 24 months.

If you are 65 or older, you will be eligible for Medicare Part A if one of the following applies to you:

  • You are eligible for Social Security benefits
  • You are eligible for Railroad Retirement benefits
  • You or your spouse (living, deceased, or divorced) was employed somewhere where Medicare taxes were paid for 40 or more quarters.

If none of this applies to you, you can still receive Medicare Part A by paying a monthly premium, so long as you are a legal U.S. citizen or have lawfully lived in the U.S. for at least five years. You will automatically be eligible for Part B Medicare, which covers doctor services if you are eligible for Part A.

For more information on how to get started with Medicare, contact FHCP Medicare today at 855-Go2-FHCP (855-462-3427).