What is Medicare?
Government Health Insurance in Florida
First created in 1965, the goal of Medicare was to provide easier access to health services for people over 65 and disabled individuals. Today, Medicare has 4 Parts, each of which cover various medical needs a patient may need. Determining which Medicare Parts are right for you is an important decision you should make before sending in your application.
- Part A: This covered hospital insurance for inpatient stays as well as services from a skilled nursing facility, hospice center, and select home service companies. There is no monthly premium for Part A coverage.
- Part B: Part B Medicare is an optional additional coverage that covered doctor’s services, outpatient care, medical supplies, and preventive healthcare services. Many members need to pay a monthly premium for Part B.
- Part C: Also called the Medicare Advantage plan, Part C Medicare aims to replace original Medicare by supplying members with coverage from private companies that have contracts with Medicare. These plans contain all Part A and Part B advantages and they sometimes include additional prescription drug coverage.
- Part D: The final Medicare Part covers prescription drugs. Part D is only sold through private organizations contracted with Medicare.
Your choice of Medicare plan should be made with your long-term future health care needs in mind. Our team has helped thousands create a Medicare plan that was right for them. We can guide you through every step of the process.